Tuff Insight Profitability Software
Tuff Insight, profitability software designed exclusively for credit unions, trusts and banks, provides unique insight into your organization's profitability. Developed in partnership with Tuff Risk clients, Insight can deliver leading edge business intelligence to every level within your financial institution.
Tuff Insight provides both management and staff with web-based dashboards and multi-dimensional reporting capabilities highlighting:
Corporate Profitability
Gain the ability to view your organization's net interest income, new business, business trends and financial spreads in a variety of reporting formats on a daily, weekly or monthly basis.
Branch Profitability
No more transfer pricing debates. Tuff Risk's unique Branch Profitability reporting provides insight to Branch Managers allowing them to monitor the sales, spreads, and overall profitability of the products within their control. Introduce competition for higher profitability among Branch Managers, as well as measurable incentives towards achieving specific profit-oriented goals.
Easily compare the performance of all branch operations; whether it is in regards to sales, product yields/costs, spread off of posted rates or interest income.
Product Profitability
Knowing which products are the most profitable is beneficial, but knowing which products are losers is essential in today's competitive market place.
Insight provides a detailed view of the profitability of all products, as well as the profitability of the customers holding these products.
New Sales Profitability
Being able to see new branch sales on a daily basis allows management to monitor grow, spread and activity without having to ask. New product marketing campaigns can be monitored, branch-by-branch, throughout the marketing campaign and not just after it is over.
Check out the various rates achieved throughout the campaign by date, service representative or branch.
Member Profitability
Calculate the present and potential future value of each customer in a very unique and distinctive manner, based on channels utilized, products held, financial spread vis-à-vis market rates and fees paid. Based on a customer specific "loyalty algorithm", each customer is ranked in terms of profitability. This allows loan and deposit managers, as well as front-line service representatives, to know precisely to whom better rates should be offered. Tuff Risk Insight attaches directly onto your banking system and from that vantage point delivers insight into every aspect of your financial institution's profitability.
Product Profitability
Knowing which products are the most profitable is beneficial, but knowing which products are losers is essential.
New Sales Profitability
Being able to see new branch sales on a daily basis allows management to monitor grow, spread and activity without having to ask. Marketing campaigns can be tracked throughout the campaign and not just at the end.
Member Profitability
Calculates the present and potential future value of member dealings with the credit union in a very unique and distinctive manner, based on channels utilized, products held, financial spread vis-à-vis market rates and fees paid.