Corporate and Branch Budgets
Tuff Risk utilizes SunGard's Ambit ALM & Market Risk Management software, one of the most sophisticated Asset Liability Management software programs in the world.
Client fiscal budgets are created by taking into account every investment, loan, mortgage and deposit when forecasting financial margin. Maturities and growth in new business are taken into account on a branch-by-branch level to construct accurate branch-by-branch net interest income. Organizational expenses are also taken into account on a branch-by-branch basis, rolling the branch budgets into an enterprise budget.
Tuff Risk adds value by simulating various interest rate environments, one-by-one or collectively, through a Monte Carlo simulation. Differing growth projections at any level of detail can also be accommodated.
The end result is a comprehensively constructed and illustrated fiscal budget, providing realistic and well thought out fiscal goals and objectives.
